Disclaimer Information

General Information

The information provided by Carmin Wharton International, LLC (“Company,” “we,” “our,” “I",” “us”) on this website, in digital products, coaching programs, courses, and all associated platforms is for educational and informational purposes only.

By using this website, purchasing a digital product, enrolling in a program, or working with the Company, you acknowledge and agree that you are solely responsible for your decisions and results and you agree to the terms outlined below.

A Loving Note From Carmin

Sis, everything I create—every Business Brief, every mini-course, every coaching session—is designed to guide, uplift, and empower you as a brilliant 50+ woman building her next chapter.

But I want to be clear with you, respectfully and lovingly:

  • I am not your accountant, attorney, therapist, financial advisor, or medical provider.

  • I share wisdom, strategy, and tools based on my training, experience, and expertise—but your decisions, results, and outcomes are ultimately your own.

I’m here to support you with heart and integrity.
You deserve clarity and protection every step of the way—that’s what this disclaimer is for.

Coaching & Guidance

My business and life coaching is meant to spark clarity, confidence, and aligned action. It is not a substitute for therapy, medical care, financial advising, or legal counsel.

I do not guarantee income, business growth, or specific results.
Why? Because your results depend on your unique timing, effort, decisions, consistency, and personal journey.

Coaching is not therapy, counseling, psychological treatment, or medical care.
We do not guarantee any specific results, outcomes, or income.

You acknowledge full responsibility for your decisions, actions, and results that occur before, during, or after participating in Company programs.

Digital Products & Courses

All digital products (Business Briefs, courses, templates, planners, etc.) are for informational and educational use only.
They are not customized advice.

You’re responsible for applying the information in ways that fit your life, skills, and goals.

The Company does not guarantee that the strategies or recommendations will produce specific outcomes, financial or otherwise.

Business Advice

Any business, marketing, or financial strategies shared through my programs, products, or content are based on experience and best practices.

But I do not promise or guarantee:

  • specific income levels

  • financial outcomes

  • number of clients

  • business success

  • legal compliance

Before making major financial, business, or legal decisions, please consult the appropriate licensed professional.

Earnings Disclaimer

Any examples of earnings, business outcomes, or client results are illustrative only and should not be interpreted as promises, guarantees, or typical results.
Your results may vary based on effort, consistency, skill, timing, and other factors outside our control.

Life Coaching & Personal Guidance

Life coaching offers clarity, reflection, and empowerment—it is not mental health treatment.
I do not diagnose, treat, or provide therapy. If you need mental health support, please contact a licensed provider.

Your Personal Responsibility

I believe you are a powerful, capable woman.
Your choices, actions, and outcomes belong to you.
You agree to use all information wisely, mindfully, and at your own discretion.

Under no circumstances shall Carmin Wharton International LLC, its employees, contractors, or representatives be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the website, products, or services.

Affiliate Disclosure

Company may include affiliate links within website content or digital products.
We may receive a commission at no additional cost to you.

Contact

If you have questions about this disclaimer, please email: info@carminwharton.com

With love,
Carmin

I believe in you!